Let’s start by saying that no one would ever want to go back in time. Online banking is part of our life and an undeniable convenience that saves a lot of precious time. Send money to a bank with just a few clicks, recharge your cell phone, pay taxes and fines, buy financial products, manage securities portfolios, monitor your credit card. The range of services available to customers even on smartphones and tablets is huge and constantly changing. If you are familiar with the app for iOS or Android you can benefit from additional services such as payments made simply by photographing the object for sale or pay the postal payment with a simple scan of the QR code on the module.
According to statistics of the ABI 40 of 100 bank customers have an online account as many as 18 million users in 2012, compared to about 4 million in 2002. It is interesting to note however, that many of those who possess it to contract do not use it. Of the 18 million mentioned only about 10 million are active. For example, in Scandinavia customers who use home banking come to 70%. But with the advent of touchscreen technology which makes easier and more intuitive the use of electronic terminals, we have seen a significant increase of users consisting of older people, only increasing with time.
The use of online banks can greatly reduce the amount of the fee, even if the polls this aspect is secondary to take on a lot of weight to criteria such as time saving and monitoring of the balance.