With a stock market so volatile and the fake capital represented by the levy of 0.15% on the securities accounts, many investors prefer to stay liquid, investing their availability in deposit accounts. There are very few risks and good squads. Opening a deposit account is a fairly simple task that can be done from home, online or over the phone. To be able to open one it takes two things: be an adult and have a checking account support.
Remember that you do not need to open a deposit account in the same bank where you have your checking account. We need to assess the costs and returns offered by a comparison between different banks. Once in the choice for real account deposit shall open. Depending on the institution you can choose to open an account deposit directly to the bank teller or by phone or the Internet. You have to have with you a copy of the tax code and the code Iban of the income support.
We must then print, or to be sent by mail, a copy of the contract to be signed. The last step is the activation of the account which is normally represented by a first wire. Once in place you have to choose whether to bind the money or not. Obviously if you have a sudden need for savings it is better to choose the free storage.