70 per cent of Italians ask for funding to go on vacation. This emerges from a survey of Adnkronos, just three weeks from Christmas and New Year. But, surprisingly, it turns out that the loan application is not only because of the crisis, but also from the Income Assessments System (IAS). For 10 thousand euro, in fact, there are fears that the cash can be intercepted by the IRS.
Adnkronos tried to apply for funding for ten travel agencies. Destination: the Caribbean. The amount, in fact, was 10 thousand euro. Well, the most interesting proposal provides for monthly payment of € 203.54 for 60 months of salary, at the rate of 8, 95%. Interests that is amounted to over 2,300 euro. In one case, compared to a rate of zero, they were asked for a commission of about one thousand euro. In any case, the risk of going to the IAS earning side just for travel agencies and financial institutions is bug. As we can see the consumers are penalized, once again, we the “recessionists” that just want a little relaxation.
The loan for the holidays has, of course, also benefits. You do not need an excuse to get it and you cannot finance the trip, one hundred percent. The Economist says that, during the first half of 2012, banks and financial institutions have granted € 24 million of funding for the holidays in Italy.