Peer to Peer Lending: I...

Being in debt is still a worrisome and unsettling situation, but there are now more payment options you can use, which makes it more manageable. One of these is peer to peer lending (P2P). This refers to unsecured personal loans available to individuals, rather than a company, which can...

Just How Necessary or H...

While credit card spending has potential dangers, you can actually get a couple of benefits from credit card. Truth be told, wise spending is key to keeping your finances in good shape. It’s not entirely bad to keep one credit card if you don’t overspend and if you don’t fail making...

3 Credit Card Mistakes ...

The holidays are drawing near which means you might be tempted to swipe your plastic to purchase some presents. While it’s not wrong to admit that credit cards can be extremely useful, they can also be a pain. It’s the latter that will leave you with costly fees, debt, ruined...

Why Experts Advice Agai...

If you have a credit card or two, then you may already be aware of the credit card rewards game. It’s a program that gives points to anyone who has used or signed up for card membership. The points may be redeemed and exchanged for travel opportunities, gift cards or even...

4 Sure-Fire Ways to Hur...

Building a good credit standing is hard work. Destroying it, however, can be quick and easy. Considering that it dictates how your financial life will fare, you should strive to maintain good, if not excellent, credit standing. How do you do this exactly? Always pay on time Paying late...

Building Your Credit Hi...

It may seem a contradiction of sorts, but lenders will check on your credit history to see if you’re worthy to be approved for a loan. So, if you have never borrowed money in your life, getting that first loan might be a little tricky and, in some cases, expensive. Because lenders have...